Comprehensive Insurance Solutions
We are an Independent Insurance Agency
Centurion Insurance Agency
is a full-service Independent Insurance Agency
located in the San Francisco Bay Area
city of Pleasanton, California. We are a firm of proven professionals, providing Commercial, Personal, Life and Health Insurance products, and services since 1947.
We do not work for an insurance company. We work for you.
We transact with a carefully selected group of financially sound, reputable insurance companies, placing your coverage with the company offering the best coverage at the most competitive price.
We work on your side when you have a loss and follow through to see that you get fair, prompt claim settlement.
You can rely on our many years of experience and industry knowledge. We also utilize state of the art technology enabling us to provide consistent, traditional service.
We are an Independent Insurance Agency
Why Choose Centurion Insurance?
- A full analysis of your insurance needs and/or your current policy or package to eliminate coverage gaps while looking for ways to reduce your overall insurance costs.
- Comparative price shopping with a wide array of the top carriers in the marketplace. We consistently monitor the market for any new competitive carrier options that may emerge.
- Policy renewal reviews. Commercial policies are reviewed and often shopped at renewal to ensure adequate coverage and competitive premiums.
- Claim management. We will guide you from the moment of loss, expediting the process until the claim is settled.
- Workplace safety consultation for our Commerical clients. We will come to your operation to evaluate ways to improve workplace safety in an effort to keep Insurance costs down.
The Top Five Things People Wished They Had Known Before They Had An Insurance Claim
1. KEEP A VIDEO RECORD OF YOUR HOME AND YOUR POSSESSIONS. This can be as simple as taking an hour to "scan" the inside and outside of your home, including all closets, storage, etc., should a major loss occur. This becomes invaluable!!
2. DO YOU HAVE COVERAGE FOR A HOME OFFICE OR BUSINESS? Do you have a home office or work out of your home? There are specific endorsements to cover these types of exposures. Without them, you may have a related claim denied.
3. SCHEDULE ANY OF YOUR "BIG TICKET" ITEMS. If you have any jewelry, artwork, collections, one of a kind or hard to replace property, your existing policy may limit the amount you are paid as a result of a loss, unless the item has been appraised and scheduled.
4. HAVE AN UMBRELLA LIABILITY POLICY TO PROTECT YOUR ASSETS. This will provide coverage over your underlying liability policies, and given the legal climate we live in, where suits are filed at the drop of a hat, they can provide a layer of protection that you can't afford to be without. (see #5)
5. DO YOU HAVE COVERAGE FOR PERSONAL INJURY? WARNING- This has nothing to do with someone falling and hurting themselves. Personal injury has to do with lawsuits for libel, defamation, slander, and invasion of privacy. Since it is not automatically included in many personal liability policies, you must request that it be added. Nowadays, this coverage is highly recommended, especially if you own any tenant occupied or income property.